Reducecompliancecostsby40%

Yes, SkaLean was architected to meet the requirements of the main financial regulators in North America and Europe.

1. OSFI (Office of the Superintendent of Financial Institutions Canada): we ensure that all Canadian client data remains hosted on sovereign GPUs in Canada, without transit to American servers subject to the Cloud Act.
2. AMF (Autorité des marchés financiers du Québec): our architecture integrates decision traceability requirements. Each AI action is logged with a timestamp, user identifier, and decision context.
3. European GDPR: we guarantee the right to erasure, data portability, and minimization of processed data.

In all cases, SkaLean maintains a complete and immutable audit trail of all operations: who viewed which document, what recommendation was generated, what workflow was executed. Practically, an accounting firm in Montreal using SkaLean can respond to a regulatory audit request by exporting a complete report in minutes rather than days. This compliance is included in our Enterprise plans and requires no additional configuration.

Financial data protection rests on four pillars in SkaLean:

1. End-to-end encryption: all data is encrypted in AES-256 at rest and in TLS 1.3 in transit. Encryption keys are specific to each client organization and are never shared with SkaLean.
2. Strict multi-tenant isolation: data from an investment advisory firm is hermetically separated from that of a banking client. It is technically impossible for data from one tenant to be accessible to another.
3. Sovereign GPUs: unlike American cloud solutions, financial data never leaves the infrastructure hosted in the client's country. This is critical for institutions subject to the Cloud Act or data localization requirements.
4. Granular access control: a junior analyst may have access to research documents but not to nominative client data, while a compliance director has full access to audit logs.

In practice, a regional bank with 200 employees can deploy SkaLean for its KYC compliance team with the certainty that its client data has never left its Canadian servers.

Yes, this is one of the core capabilities of AI Studio for financial services. SkaLean can automatically process IFRS and ASPE financial statements, bank statements, annual reports, financing contracts, KYC files, and regulatory forms. The integrated OCR engine extracts data from scanned PDF documents with 99.1% accuracy, including complex financial tables, footnotes, and annexes.

Extracted data is then structured according to configurable schemas: for an IFRS balance sheet, the system automatically identifies asset, liability, and equity lines and compares them to previous periods to detect anomalies. An accounting firm of 10 people normally processing 40 documents per day can scale to 847 daily documents after deployment. Analysts spend their time on interpretation and recommendations rather than data entry. Extraction workflows are configurable by document type and by client, and regulatory validation rules (IFRS-15, IFRS-16 thresholds, impairment calculations) are natively integrated.

SkaLean's AI Assistant transforms the daily work of financial advisors in several dimensions:

1. Client communication management: the assistant handles incoming requests by email, chat, or WhatsApp, answers questions about products, performance, fees, and contractual conditions, and transfers complex requests to the advisor with a contextual summary. An advisor managing 150 clients can see 60% of incoming communications handled automatically.
2. Meeting preparation: before each client meeting, the AI automatically generates a contextual briefing including interaction history, held products, relevant regulatory changes, and identified opportunities.
3. Post-meeting documentation: after each call or meeting, the assistant generates a structured summary, actions to take, and CRM notes.
4. Document research: advisors ask natural language questions about products and get an answer in seconds with cited source.

Important: the assistant is configured to never formulate automatic investment recommendations. This responsibility remains exclusively human, in compliance with AMF requirements.

Absolutely. SkaLean's AI Automation allows creating complete workflows for generating regulatory compliance reports.

• AML/KYC compliance declarations: the system automatically compiles transaction data, identifies suspicious operations according to configured rules (atypical amounts, geographic patterns, unusual frequencies) and generates the structured report ready to submit to authorities.
• IFRS reports: the workflow extracts accounting data from your ERP (SAP, Oracle, Sage), applies IFRS-15 and IFRS-16 restatement calculations, and produces financial statements formatted according to regulators' templates.

A firm that used to dedicate 3 months per year to tax season can reduce this to 3 weeks with SkaLean. Generated reports automatically include applicable regulatory references and audit trails. Each report is automatically versioned and archived for a configurable duration (for example 7 years according to AMF requirements). Workflows are built visually in the Automation interface without programming.

SkaLean is designed to integrate into banking IT environments with high security constraints. We offer three deployment modes:

1. Complete on-premise deployment: SkaLean is installed entirely on your internal infrastructure, behind your firewall, with no connection to the external cloud. Ideal for large banks with strict security policies.
2. Private cloud deployment: in your VPC (Virtual Private Cloud) on AWS Canada, Azure Canada, or OVHcloud Canada, with your own isolated tenant.
3. Hybrid deployment: sensitive data remains on-premise and only non-sensitive AI models are loaded from the cloud.

SkaLean natively integrates with Salesforce Financial Services Cloud, HubSpot, Microsoft Dynamics 365 for CRM, and with the main financial ERPs (SAP, Oracle) via REST API or certified connectors. Our integration engineers work directly with your IT team, with penetration testing and security audit included in Enterprise plans. The typical deployment timeline for a banking on-premise setup is 15 to 20 business days.